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Hello,
A good mortgage broker is
one that listens to your needs and provides expert advice based on your
goals, lifestyle and personal financial situation. It's anticipated
this is what the industry will be seeing more of with the introduction
of Australia's first standard national laws for the responsible lending
of consumer credit - see article below.
As your mortgage broker it is our role to save you time, effort and leg
work. We are here to help demystify the loan process - refer to article
3 article on genuine savings - as well as ensure your loan works for
you - refer to the 4th article about making the most of redraw and
offset.
Don't forget we are also a reliable source of the latest news and
trends as they affect the industry - such as our second article that
outlines what the 2009 Federal Budget means for you as an investor and
home owner.
Enjoy this newsletter and feel free to pass it on to family and
friends.
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PERTH - MELBOURNE -
SYDNEY
ADELAIDE - BRISBANE
AUSTRALIA
| Tel: |
1300 882 981 |
| Fax: |
1300 882 958 |
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Responsible Lending Laws
When you take out a home loan you want the peace of
mind to know you are dealing with a broker who has demonstrated
knowledge, experience and integrity.
It's with this in mind that the federal government has introduced the
National Consumer Credit Protection Bill 2009, which puts in place new
national responsible lending laws for all consumer credit.
Read
More >>
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Serious About Saving
From childhood most of us are taught the value of
saving money, a lesson that can now pay dividends for those entering
the home loan market.
As banks and other lenders tighten their lending criteria in the face
of the global economic crisis, the requirement for borrowers to show
genuine savings to secure a home loan is fast becoming the norm.
Read
More >>
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Budget Boost for Home Buyers
The Federal Government's 2009 Budget has generated
optimism in the property market thanks to a $22 billion infrastructure
program and extension of the First Home Owner's Grant.
Both initiatives are considered as positive steps in the move to
stimulate our economy and give first home buyers a foothold in the
housing market.
Read
More >>
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Redraw and Offset: A Step Ahead
While interest rates remain low, it pays to stay ahead
of your minimum monthly repayments by using a redraw facility or offset
account.
Since mortgage rates have dropped, nearly one in three suburban
families continue to make more than the minimum required monthly home
loan repayment*, a choice that will save years off their mortgage and
thousands of dollars in interest.
Read
More >>
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Our Partners
We are members of the MFAA, the peak industry body. All members are
bound by a strict code of ethics to ensure the highest levels of
service, integrity and professionalism.
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About Us
Crown Lending is one of Australia's fastest growing home loan lenders.
At Crown we are focused on
Debt Reduction and Wealth Creation!
The quicker we can help you reduce your debt, the faster we can help
you create Wealth!
Crown Lending was started as a direct result of the banks attitude
towards their customers. The complete lack of personal touch and
service, disgustingly large bank profits and the general treatment of
the everyday Australian customer has created a massive niche in the
marketplace.
Crown Lending is a company that has based itself on BEATING THE BANKS
and giving its clients the ADDED VALUE they deserve, resulting in them
paying LESS per month and being DEBT-FREE QUICKER! |
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Disclaimer:
This newsletter is intended to provide general news and information
only. Readers should rely on their own enquiries before making any
decisions regarding their own interests. Please do not rely on any part
of this newsletter as a substitute for specific legal or financial
advice. All material is copyright 2009. You can unsubscribe by clicking
the "Unsubscribe" link at the top of this newsletter.
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