Rates Heading Down

Interest rates could sink as low as 8 per cent within a year. It's the sort of news that just a few months ago would have been inconceivable, yet now economists believe rates will be cut repeatedly until they are at 2006 levels.

A Reuters survey of 20 financial institutions found virtually all expect the Reserve Bank to make between three and six rate cuts over the next year.

The U-turn on interest rates comes as the domestic economy continues to cool, bringing about a reduction in inflation over time and opening the door for interest rate cuts.

Many experts now say that a big rate cut is needed to kick-start economic activity and avoid a further slowdown.

Read More >>

Steps To Home Ownership

As Australian house prices start to fall, more people are being encouraged into home ownership.

The market conditions make the decision to buy a lot easier - now you just need the right house, at the right price with the right finance. Follow these steps and you should be able to achieve all three!

Read More >>

Renovating To Sell

Renovating your home can put it ahead of the competition in today's buyers' market. The secret to success is to make sure your renovations are realistic, achievable and ultimately add value. Don't fall into the trap of over-capitalising and ending up with a home that costs substantially more than its market price.

Establish a budget and stick to it
Take the time upfront to work out the costs in detail and you are less likely to run out of cash mid-way through the project. Your budget should take into account labour, materials, council fees, design fees and inspection costs, plus include up to 20 per cent as a contingency fund.

Read More >>

Paying Interest Only

You may have heard of an interest-only loan and wondered if it is as good as it sounds.

As its name suggests, an interest-only loan is a type of loan in which you pay only the interest on the principle balance. This doesn't mean you will never pay the principle, it simply means that for a set term - usually 5, 10 or 15 years - you can make interest-only payments.

Read More >>

Our Partners

We are members of the MFAA, the peak industry body. All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.

About Us

Crown Lending is one of Australia's fastest growing home loan lenders.

At Crown we are focused on
Debt Reduction and Wealth Creation!
The quicker we can help you reduce your debt, the faster we can help you create Wealth!

Crown Lending was started as a direct result of the banks attitude towards their customers. The complete lack of personal touch and service, disgustingly large bank profits and the general treatment of the everyday Australian customer has created a massive niche in the marketplace.

Crown Lending is a company that has based itself on BEATING THE BANKS and giving its clients the ADDED VALUE they deserve, resulting in them paying LESS per month and being DEBT-FREE QUICKER!

Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2008. You can unsubscribe by clicking the "Unsubscribe" link at the top of this newsletter.